Romney / Ryan will steal our country

The Republicans drove the United States into a ditch so they could grab the White House. We can't let them get away with it.

For the last two years Republicans stonewalled every attempt to get the economy going again. If the economy improved, Obama would be reelected. That would disrupt their business plan.

Paul Ryan is a liar and a hypocrite. He actively sought federal pork while saying he was opposed to pork. He was part of a budget deal that would withhold funds from the military if the Congress of which he was a part did not do its job, which it did not partly because of his efforts, and now he says he will go back on his word. 

Ryan opposes abortion in every situation as dictated by his Pope, as does Mormon Bishop Mitt Romney, and both refuse to admit when and how they would impose their religious beliefs on the rest of us.

Romney will say anything, and has, to get elected. He tears down the Presidency, makes a mockery of America's place in the world, then says our President diminishes the office. Romney plays the bigot in Israel and says stupid things about the English and brags about his wealth. 

 Both men were born on third base and pretend they hit a triple. Romney says culture is what creates success, by which he means the Mormon culture. Ryan is an acolyte of atheist Ayn Rand but picks bits of her "philosophy," such as it is, that justifies his belief in himself. God, what a pair of putzes. With no compassion whatsoever, their hunger for power shows so little class.

Romney/Ryan want the rich to get richer and the poor to suffer: 

Romney/Ryan want to end Social Security to enrich Goldman Sachs, the bankers who ruined the economy then profited from the chaos. 

Romney/Ryan want to end Medicare to enrich the insurance industry which will enrich them in turn and pay their political hyenas. 

Romney/Ryan want to rig the "non-free market"  in favor of large corporations in which they have a stake, to hell with individuals, laborers and small business owners. 

Romney/Ryan will take away individual rights and give them to giant corporations who view all citizens simply as consumers.

Romney/Ryan lie and cheat and steal. We can't let them steal our country. We just can't.

Jail the Bankers

Look, take exception to the source, if you want. But read it. Then this.

Then download the report itself. Just Google: Wall Street and the Financial Crisis: Anatomy of a Financial Collapse. It was written by a bipartisan Senate committee.

Okay, you don't have to read all 650 pages of that. But download it anyway, so that when someone spouts off that it's just Rolling Stone or The New York Times, you can prove it is far more than that.

Lloyd Blankfein and Daniel Sparks and David Viniar and Thomas Montag should be given their day in court. If 12 of their peers determine they should go free, that's fine, then free they should be. But America needs them to stand trial.

Do this despite your temptation to give in to causistry, your desire to bury outrage by pretending 'it's impossible to know" and "in whose opinion?" Or worse, "It's just too hard."

C'mon, get off your ass and be an informed citizen, just like Thomas Jefferson said. That does not mean Fox News. There is such a thing as truth. Do what you need to do to learn what that is in the "market place of ideas." It's your job as a citizen, and you have been underemployed for too long.

Read it, do a little more digging, and form your own opinion. Then do something. But don't ignore it. You have ignored it for too damn long, and look where we are today because of that.

Beware the knives

Liberals have their knives out for fat cat bankers. They should put them away and take a deep breath.

The fact is, there are very few people capable of running banks, large or small, and most of them already are. There is no benefit to turning banks over to bureaucrats, or destroying them and the value of stock often owned by pensions, state retirement accounts, and people who worked hard their whole life.

There are many causes to the credit crisis, and banks are certainly at the center of the storm. That does not mean that individual bankers or banks are villains. Much of the blame goes to Phil Graham and a lot of misguided Democrats who changed the rules and allowed banks to invest in riskier enterprises and give loans to people who did not deserve them.

A whole generation forgot the lesson of the Great Depression and lived beyond their means. We are all at fault, and it doesn't help to point fingers at who might be more at fault than others.

So what to do now? Hidden beneath the headlines is the fact that many "risky" banks are actually making money. They look bad on paper because the value of the assets they hold is unknown. Since the markets have frozen up, it is hard to value property, but the regulators are forcing a "mark to market" strategy that is forcing banks to revalue property at low, low levels.

Because of this, banks are flirting with capitalization ratios that make it appear they are in worse shape than they are, if the same assets were valued over a longer term.

The banks need time, and we all need some sort of confidence in our real estate markets, which requires banks to be able to lend.

First, according to many, we need to pull our banks back from the brink. The best way to do this is to follow the advice of commentator Jim Cramer and implement the same kind of program of "forbearance" that saved the S&L situation of the 1980s. Once there is a market for real estate, the banks can mark the value of their assets in prudent ways, or dispose of them. Until then, the exercise is not only futile, but damaging.

Secondly, the government needs to provide guaranteed home refinancing for everybody at 4%. This will start the process of reducing inventory overhang, and doesn't punish those who bought wisely.

But the current mob mentality of the left, to cut off the heads of bankers and destroy the banks they lead, is horrifically irresponsible. It is the banking system that government should reform, not banks. That is done with laws, not seizure. Once prudent rules are back in place, and the market stabilizes, we want bankers running our banks, and we need our banks to succeed.

Or else the crisis is just beginning, and will be made worse by the Left's lack of understanding and disdain for money.